Both the public and private funding supports the health care financing in Malaysia in a mixed public-private health care system. Although the Ministry of Health (MOH) is the major financier for the public sector, the private health insurance business has grown significantly. The demand for group health insurance product has been recorded to exceed the individual health insurance policy indicating a growing market in employee health benefits program.

The demand for medical and health insurance is expected to further increase with the demographics shifts such as extended longevity and a rise in lifestyle disease such as hypertension and cancer. With the escalating health care cost and higher service quality expectation from the health consumers, health care benefits program has to be carefully designed.

This seminar discusses research findings from health surveys undertaken in Malaysia and includes views from industry practitioners. Overviews on the current health care financing issues in Malaysia, the proposal for social health insurance and the implication for various stakeholders are covered. Empirical evidence from a national survey on individual health seeking behaviour is drawn to support for control measures and rating. In addition, practical experience in cost containment measures for effective health benefits management program will be shared. This seminar provides platform for the risk practitioners to address current concerns on healthcare management at organization and potential areas for improvement via research and sharing of best practices.


  • Healthcare finance and equity
  • Why health care reform is needed for Malaysia?
  • What is 1Care?
  • Implication for stakeholders: employer & insurer
  • Does Moral Hazard exist in the Malaysian Health Care market?
  • Does health insurance influence the insured to utilize private or public health care providers?
  • How much consumer is willing-to-pay for their healthcare?
  • Types of Provider Payment Mechanism
  • Effective cost containment measures


  • Human Resource Managers
  • Third Party Administrators
  • Researchers in Public Finance
  • Claim Managers
  • Hospital Administrators
  • Policymakers


0900 – 0930 Registration & Breakfast
0930 – 1015 Malaysian Health Care Financing: Way Forward
Dato’ Dr Syed Mohamed Aljunid
International Centre for Casemix and Clinical Coding
Dr Syed Aljunid is now the Head of International Center for Casemix and Clinical Coding of UKM. He is currently involved in supporting a number of developing countries to develop and implement casemix system under Social Health Insurance Program.
1015 – 1045 Networking Coffee Break
1045 – 1130 Does health Insurance Ownership Affect Health Care Utilization?
Dr Shamzaeffa Samsudin
Universiti Utara Malaysia (UUM)
1130 – 1215 How much consumer Willing to Pay: guide for Insurer Rating
Dr Azimatun Noor Aizuddin
Hospital Universiti Kebangsaan Malaysia (HUKM)
Obtained MD from USM and M. Comm. Med (Hospital and Health Management) from UKM. Involved in the health economy and financing research and associations with universities and MOH.
1215 – 1400 Networking Lunch
1400 – 1445 Managing Health Insurance Cost Effectively
Mr Ho Mun Kiat
Marsh Insurance Brokers
Mr Ho Mun Kiat is currently the Senior Vice President/ National Practice Leader, Employee Health & Benefits Malaysia. In his current role, he oversee the growth and development of EHB business of Kuala Lumpur and Penang and Takaful.
1445 – 1530 Forum
Dr Arpah Abu Bakar
Universiti Utara Malaysia 

Prof Dato’ Dr Syed Aljunid
Dr Azimatun Noor Aizuddin
Mr Ho Mun Kiat

1530 – 1600 Refreshment
1630 End of Seminar


MARIM Member – RM300
Non Member – RM400